This articles only applies once you have “Skip Verification” enabled from Stripe for eCheck ACH payment method.
Setting up Skip Verification
To enable the Skip Verification flow for ACH eCheck payments:
- Open Stripe SCA merchant facility in your instance.
- In the Payment Gateway Options field, select “Skip US ACH Verification” picklist option.
- If this picklist option is unavailable, please add “Skip US ACH Verification” as a picklist value for the Payment Gateway Options field.
- Make sure the picklist value is added for ALL record types.
- Make sure picklist dependancies are also updated.
Setting up Stripe Webhook
For Skip verification process, setting up Stripe webhook is absolutely compuslory.Please refer to our help article for instructions: How to Set Up Stripe Webhooks
This process relies heavily on Stripe webhooks because, without verification, Stripe's initial response may not always confirm whether the payment has succeeded. For this reason, we initially set the Payment Txn status to eCheck Pending. When Stripe fires the charge.succeeded event, we update the Payment Txn to Payment Complete. If Stripe fires the charge.failed event, we move the transaction to the Error status.